Muhammad Usman Safi
Banker, Accountant, Auditor
Dubai
Summary of Career
Experience as Senior Accountant
Spectra Innovations Pakistan (Pvt) Ltd
01 April 2010
21 November 2010
Worked as Senior Accountant (An IT Products Firm)
Worked on Peachtree Accounts Software.
Perform Reconciliation of Bank Statements, Account Receivable and
Accounts Payable.
Assist in Budgeting and Forecasting Activities to Support Strategic
Financial Planning.
Record and Maintain Accurate Financial Transactions in Accordance with
Established procedures.
Analyze Financial Information and Summarize Financial Results for
Management Decision Making.
Coordinate with internal Auditors to Ensure Compliance with policies
and Procedures.
Verification of Sales Invoices and Aging Analysis for Strong Follow up
with Clients.
Monitor Cash Related Transactions and Daily Expenses Payments of
Business.
Practice Effective Monitoring to Ensure Payments are made to vendors in
a Timely Manner.
Assist in Recovery of Debt and Book Keeping.
Compute taxes and prepare tax returns
Coordinate with Internal/ External auditor to ensure audit activities has
to carry out in a timely and efficient manner.
Preparation and submitting of Withholding Tax(WHT) to government
treasury.
Experience as Branch Operations Manager (Branch Accountant)
MCB Bank (Pvt.) Ltd
22 November 2010
05 October 2015
Joined MCB Bank Ltd in November 2010 as Trainee Batch Officer.
• Worked as Branch Operations Manager.
• Managed Overall Activities of the Branch Including Financial Transactions, Customer Service, Administrative Activities, Accounts-Related Activities, HR Activities, Cash Counter Activities and General Operations by Ensuring Maintenance of Operational Control/Policies and Minimizing Operational Risk.
• Acted as The Administrative Officer with Regards to Staff-Related Issues Such as Maintenance of Staff Personal Files/Attendance Records/Leave Records/ Roasters Properly Etc.
• Performed Numerous HR Activities Such as Identifying Staffing Needs & Forwarding Requests to The HR Department for Hiring New Staff, The Orientation of New Staff, Nominating Staff for Training Sessions, Maintaining Staff Records Up-To-Date in Soft & Hard Copies and Some Others.
• Monitored and Interpreted Financial Information Such as Balance Sheet, Income Statement, Etc.
• Responsible for Balancing Cash and Accounts.
• Supervised All Staff, Accounting Transactions, And Vouchers of the Branch.
• Ensured High Service Quality Standards and Customer Satisfaction.
• Assessed Employee Performance and Develop Improvement Plans.
• Engaged Employees in Business Processes with Positive Motivational Techniques.
• Met Deadlines by Proactively Managing Individual and Team Tasks and Streamlining Processes.
• Timely and Accurate Preparation/Submission of All MIS as Directed by The Various Departments/Agencies.
• Ensured adherence to service protocols and service management program.
• Responsible for the implementation of security protocols.
• Perform Duties as a Cash Officer in start of service for 3 years’ time to time as per rotation policy.
• Supervising Foreign Home Remittances Payments.
• Supervise to comply with AML rules, policy and procedures of the company and regulator at all times.
• Supervision of staff to collect all supporting documents for the transactions conducted and arrange for keeping them in files as per the uniform filing system and AML policies of the company. Arrange for transfer of such documents to the warehouse.
Experience as Branch Operations Manager (Branch Accountant)
The Bank of Khyber
05 October 2015
05 May 2019
• Document and manage employee & operations activity.
• Provide regular tracking and reporting of Income and expenses.
• Support monthly tracking of expenses, including accruals and actual.
• Act as a business representative with various control functional partners (AML Operations, Compliance, Legal, Regulatory, etc)
• Responsible for coaching and directing less experienced team members.
• Responsible for managing all aspects of facility operations and maintenance.
• Assist and coordinate internal examinations conducted by Compliance and Internal Audit.
• Providing oversight and direction to ensure your staff is meeting service levels/deadlines.
• Manages a team responsible for the daily operational functions within Bank Operations Cash Services.
• Perform Duties as a Cash Officer in start of service for 3 years’ time to time as per rotation policy.
• Supervising Foreign Home Remittances Payments.
• Supervise to comply with AML rules, policy and procedures of the company and regulator at all times.
• Supervision of staff to collect all supporting documents for the transactions conducted and arrange for keeping them in files as per the uniform filing system and AML policies of the company. Arrange for transfer of such documents to the warehouse.
Experience as Audit Officer
The Bank of Khyber
06 May 2019
To date
• Assisting with other Internal Reviews and Special Investigations.
• Execute key aspects of audit activities including, audit planning, audit testing, work paper documentation and review, control evaluation, issue identification, drafting of audit reports, and verification of action plan closure.
• Communicates the identified issues, results of risk, and recommendations to management in a timely manner through written reports and/or oral presentations.
• Execute an effective program of continuous auditing for assigned areas, including monitoring of key metrics to identify control issues and adverse trends.
• Executing day-to-day operational audit work and contributing to the delivery of audits and business monitoring.
• Audit bank operations and other business-related activities for compliance with established policies, procedures, federal and state laws, rules and regulations, effective and efficient governance, and risk management control processes.