Experience as Operations Executive

• Employer

  Alpha Trading Company

• From

  01 November 2009

• To

  10 December 2010

• Detail

  ? Preparation of day to day purchase orders on basis of indents received.
  ? Keeping manual records of purchase contracts in register.
  ? Issuing of VAT/Sales Tax forms for procurement of material from within and outside states and maintaining records of the same.
  ? Follow up with suppliers for invoices and missing VAT forms.
  ? Placement of orders with vendors based of material requirements and keeping records of stock count.
  

Experience as Assistant Manager - Finance

• Employer

  Gawar Construction Ltd.

• From

  01 September 2011

• To

  19 July 2014

• Detail

  ? Assist with the preparation, analysis and verification of accounting records, financial statements and reports to ensure accuracy and adherence to reporting and procedural standards.
  ? Performed general accounting functions, including preparation of journal entries, account analysis, balance sheet reconciliations.
  ? Audit, process and pay vendor invoices in an accurate and timely manner.
  ? Reconcile invoices to purchase orders and bill customers.
  ? Coordinate audits in accordance with internal and external procedures.
  ? Resolved Accounts Payables and Accounts Receivables issues with vendors and customers.
  ? Handling day to day Petty cash transactions.
  ? Monitored long term incentives and company expenses in order to accurately budget for periodic invoice payments
  ? Reconciliation of bank statements on timely basis.
  ? Execution of documents for Pre-Sanction, Post-Sanction and Renewal of Working Capital Facilities (Working Capital Demand Loans, Cash Credit/Overdraft limits), Term Loans, Auto Loans.
  ? Execution of documents for Trade Services, Issuance of Letter of Credit, Bill discounting, Issuance, extension and cancellation of Bank Guarantees.
  ? Perfection of Security documents as per Terms & Conditions Sanctioned for Working Capital Limits & Loans. Arrangement of documentations as per terms of sanction letter.
  ? Timely Compliance with banks, multiple banking arrangements, stock statements, Quarterly Information Statement, Other Financial Information.
  ? Maintaining of close relationship with Relationship Managers and Credit Administration department of Banks.
  ? Opening of New Current Accounts, Escrow Accounts of the company, Saving Accounts of Directors.
  ? Maintenance of funds in the accounts for EMI Payments on respective due dates, Recording Banking Transaction from Various Departments, Payments to Parties.
  ? Preparation of board resolutions and co-ordinate with company secretary for approval and to provide the same to banks upon requests.
  

Experience as Analyst

• Employer

  XL Dynamics India Pvt. Ltd.

• From

  29 September 2014

• To

  11 October 2019

• Detail

  ? Detailed analysis and review of Financial reports of Individual and Corporate, Credit Report, Asset documents (Bank Statements), Income documents (Pay Slip, W2, Individual Tax Returns and Business Tax Returns etc.), appraisal reports, Prelim/Title Report and purchase contracts to assess risk and verify eligibility of borrower with context to agency, investors and internal guidelines.
  ? Review of Loan documents, applications, KYC ID proofs and online research to identify and mitigate any potential Red flag in file and to check all aspects in context with Anti-Money laundering (AML).
  ? Conducted enhanced due diligence research of individuals and institutions through LexisNexis, Sitex, SAM, LDP and other internet tools.
  ? Analyzed potential Office of Foreign Assets Control (OFAC) hits to ensure transactions were in compliance with United States sanctions.
  ? Ensured that information obtained was consistent with BSA/AML Policy and Procedures and satisfied regulatory requirements.
  ? Reviewing and updating KYC files with missing and updated information to satisfy compliance requirements.
  ? Reporting positive match found to compliance officer for further research and filing of Suspicious Activity Report (SAR) to FinCEN.
  ? Co-ordination with internal teams to ensure timely review of loan file within given TAT.
  ? Handling calls from internal and external parties and assisting them in resolving queries related to underwriting guidelines.
  ? Implementation of companywide process update as per updates received from various agencies.
  ? Ensuring proper training of team related to any new changes received in guidelines via team discussion, team quizzes.
  ? Handling preferred client’s real time queries received via chat engine Purechat and providing satisfactory resolution within timeline.
  ? Responsible for training of trainees related to all process of pre-risk team, sub-team and handling queries prior to achieving off audit criteria.
  ? Audit of task performed by trainees and providing detailed feedbacks to ensure no such instances are repeated.
  ? Preparation of weekly performance report of trainees and providing to career management and HR team to keep track of training progress.