Murad Dhanani
Treasury Professional - Senior Dealer / Treasury Manager
Karachi
Summary of Career
1. Successfully managed the day to day Treasury function of Treasury Sales and Capital Markets with a key focus on Treasury Sales management, to market full range of treasury products FX, Interest Rate, Commodities based products, and financial risk management, cash flow budgeting, cash flow forecasting and reporting.
2. Meeting other bank’s Dealers of Treasury Sales and Capital Markets, FX & Money Market Dealers and HNW Corporate Clients to discuss Treasury requirements and to establish FX/MM business relationship to strategies business and interest rate risk analysis to deliver the most cost-effective, scalable and secure treasury services.
3. Liaised with other areas of the bank and Relationship Managers to promote sales driven value-added Treasury Sales business within the country.
4. Set up joint sales visits with other areas of the bank. Produced and distributed local market commentaries for the client base.
5. Device and implemented local marketing campaigns attend prominent congresses/conferences; raise local market visibility of the bank, term investing, and debt management.
6. Prepared and managed annual, quarterly, monthly and daily cash reports and forecasts.
7. Ensured the investment of surplus funds focus on maximizing yield by leveraging the banking relationship and ensure the process is in compliance with the investment policy.
8. Managed Funding, conducting borrowings, financing negotiations and capital strategy formulation. Negotiating with Banks All aspects of the banking.
9. Manage expectations, explore, resolve and provide solutions to issues to ensure that programs and services are high quality and targeted to meet evolving needs.
10. Collaborate, communicate and influence planning, decision making and financial governance.
Experience as Treasury Manager Corporate Sales
Meezan Bank Ltd
01 May 2002
15 April 2009
Successfully achieved business targets by following goals & objectives of the treasury sales desk.
• Maintained strong and effective relationships with all units to achieve the Corporate Sales goals.
• Ensured high standards of confidentiality to safeguard commercially sensitive of information.
• Established relationships with 50 HNWI Corporate Clients like ICI, ENGRO, PNSC, ATTOCK, NISHAT & DEWAN to name a few.
• Dealt FX trades & deposits from Corporate Clients and coordinated with Treasury using derivatives products such as cash/spot, forward, swaps, option & futures, IRS, structured products as when required by corporate clients/NBFIs.
Experience as Treasury Manager
Union National Bank (ADCB)
03 September 2018
12 May 2019
Achieved deposits annual targets of AED 5 bio (USD 1.36 bio), deal with AMFA, ADIC, ADNOC, ADINVEST, EMIRATES &
ETIHAD etc. Established relationship with 15 Corporate Clients, NBFI’s and banks.
• Achieved the business volume of trading desk of FX & MM and achieved the profitability AED 140 mio (USD 38mio) annual target.
• Ensured FX & MM trading desk meets the regulatory requirements.
• Maintained Central Bank’s account with required reserve requirement and maintained regulatory ratios.
Experience as Treasury Consultant
Freelancer
01 March 2021
To date
Preparing term sheets and coordinate legal documents with the Legal Counsel (internal/external) and the tax team to close financing transactions.
• Front office debt management raising the debt policies and managing relationship.
• Negotiating with Banks All aspects of the banking.
• Debt requirement is identified, end to end handling loans.
• Identified liquidity opportunities and develop strategies to enhance liquidity while reducing liquidity management costs.
• Ensure proper recording of all deals and their documentation in soft and hard copy.
• Prepare Intercompany debt policies and transfer pricing proposals.
• Recommend counterparty credit limits as per guidelines.
• Successfully managed the day to day Treasury and capital markets function of the corporate and its affiliates with a key focus on liquidity management, debt monitoring, financial risk management, cash flow budgeting, forecasting and reporting.
Experience as Treasury Operations Manager
Noor Bank
03 September 2019
30 November 2020
Achieved to manage settlement of treasury trading business volume of 42,000 deals of FX, MM, Sales and Derivatives in 2019.
• Managed a centralized team performing all treasury activities of the bank and developed treasury systems to ensure appropriate infrastructure to support the treasury activities of all FX/MM Products, Repo, Bonds and Derivatives & Structured Products.
• Implemented and maintained treasury policies and procedures that impose an adequate level of control over treasury activities.
• Effectively managed BAU and KPI of operation of treasury business with no loss and error less policy.
• Successfully achieved to manage 5 operation subordinates (operation specialists staff) of TROPS team reporting to me.
• Managed AML and KYC requirements and relevant due diligence works.
• Established business relationships with financial institutions / banks like JPMC, SCB, BARX, ENBD, FAB, ADCB, CITI, etc.
• Liaised with all other areas of the bank when required by providing help and advice on multiple queries related to Payments, Trade finance & Guarantees, contribute to the annual budget, objective setting and manpower planning processes.
• Ensured the achievement of objectives as agreed. Managed successfully, SWIFT, Nostros, Vostros, SSIs, Ratios, Payments,
Kondor+, K+TP, iFLEX, Policies & Procedures and Automation Projects. Managed 5 operations subordinates (operation specialist staff) of TROPS team.
Bachelor 30 December 2007
Bachelor's Degree