CA Akash Bagaria
Chartered Accountant
Mumbai
Summary of Career
1. In RBS- Primarily responsible for assessing the credit worthiness of companies through analysing financial statements, performance and trend analysis and preparing Credit reports
2. Performing Qualitative Analysis, including profile of the company, key considerations, credit risk assessment, and financial analysis which includes ratio analysis, ability to repay for any liabilities etc.
3. Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
4. Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole
5. Analysing the Default Warning Indicators/ Early Warning indicators/ Data Quality Items/ Diary Notes for the customers
6. Performing data quality checks to identify inconsistencies and discrepancies in data as per various systems
7. Performing Daily excess monitoring and management of customers
8. In PwC: Compliance (i.e. preparation and uploading form 3CEB), Preparing TP Study reports
9. Advisory (consultancy engagements)
10. Litigation (preparing for TP Assessments, DRP hearings, ITAT documents, CIT (Appeals) etc.)
Experience as Article Assistant
09 April 2013
08 April 2016
1. Compliance (i.e. preparation and uploading form 3CEB), Preparing TP Study reports
2. Advisory (consultancy engagements)
3. Litigation (preparing for TP Assessments, DRP hearings, ITAT documents, CIT (Appeals) etc.)
Experience as Senior Credit Analyst
Royal Bank of Scotland
08 May 2017
08 May 2020
1. Primarily responsible for assessing the credit worthiness of companies through analysing financial statements, performance and trend analysis and preparing Credit reports
2. Performing Qualitative Analysis, including profile of the company, key considerations, credit risk assessment, and financial analysis which includes ratio analysis, ability to repay for any liabilities etc.
3. Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole.
4. nalysing the Default Warning Indicators/ Early Warning indicators/ Data Quality Items/ Diary Notes for the customers.
5. Performing data quality checks to identify inconsistencies and discrepancies in data as per various systems
6. Performing Daily excess monitoring and management of customers
Master 17 January 2017
Became a Chartered AccountantOther 14 May 2018
Diploma in Lending Skills from Chartered Banker Institute of UKMatric 12 June 2014
Completed B.Com from H.R College, Mumbai