Summary of Career
1. Developed comprehensive compliance risk assessment for a finance companies.
2. Developed a compliance monitoring plan outlining periodic reviews, control testing procedures and reporting mechanism to ensure continuous compliance with regulatory requirements
3. Performed internal audit of the customer care and compliance department of a finance company.
4. Conducted follow up reviews and verified issues closure by assessing supporting evidence provided by management.
5. Conducted comprehensive management audits of bank's key departments including Treasury(equity), Business Continuity Plan, Digital Banking group, Human Resource, Financial institution,
6. Executived regulatory validation exercises for financial instruments such as the Naya Pakistan Certificate.
7. Assisted in the preparation of audit committee packs, compiling audit findings, risk assessments and management responses into clear and concise reports
8. Assit cheif internal audit in finalizing internal audit policy, Audit strategy and Audit Charter in line with regulatory guidelines for internal audit function
9. Conducted in depth audits of branch banking processes.
10. Ensure inclusion of relevant references in audit reports.
Experience as Audit Supervisor
PKF Al Bassam Chartered Accountants
10 November 2024
To date
▪ Developed a comprehensive compliance risk assessment framework for
a finance company, identifying key regulatory risks, evaluating control
effectiveness, and prioritizing mitigation actions in alignment with
regulatory requirements and internal compliance objectives.
▪ Developed a compliance monitoring plan, outlining periodic reviews,
control testing procedures, and reporting mechanisms to ensure
continuous compliance with regulatory requirements.
▪ Performed internal audits of the Customer Care and Compliance
Departments of a finance company, assessing the effectiveness of
processes, internal controls, and regulatory compliance, and providing
actionable recommendations to improve operational efficiency and risk
management.
▪ Conducted follow-up reviews and verified issue closures by assessing
supporting evidence provided by management and confirming that
corrective actions were fully implemented and effectively addressed the
root causes.
Experience as Senior Auditor
United Bank Limited
08 August 2022
01 November 2024
▪ Conducted comprehensive management audits of key departments,
including the Treasury (Equity Desk), Business Continuity Planning (BCP),
and Digital Banking Group. Evaluated operational efficiency, risk
management practices, and compliance with internal policies and
regulatory requirements.
▪ Executed regulatory validation exercises for financial instruments such
as the Naya Pakistan Certificate (NPC). Verified accuracy of reporting and
disclosures, collaborated with stakeholders to address any gaps and
support adherence to government-issued financial product standards.
▪ Assisted in the preparation of audit committee packs, compiling audit
findings, risk assessments, and management responses into clear,
concise reports and presentations for review by senior management and
the audit committee.
Experience as Senior Audit Officer
JS Bank Ltd.
09 September 2019
29 July 2022
▪ Assist Cheif Internal audit in finalizing Internal audit policy, Audit Strategy
and Audit Charter in line with Central Bank of Pakistan guidelines for
Internal Audit Function.
▪ Performed comprehensive management audits of Financial Institution
Group, Market Risk, Account Service Unit, Human Resource, Brand &
Marketing, Treasury, Customer Experience Group.
Experience as Field Auditor
Habib Bank Limited
27 January 2017
06 September 2019
▪ Conducted in-depth audits of branch banking operations, evaluating the
efficiency and effectiveness of core processes such as account opening,
cash management, customer service, and regulatory compliance.
▪ Ensured inclusion of relevant references in audit reports, citing
applicable regulatory guidelines, internal policies, and control
frameworks to support audit findings.
Bachelor 19 March 2018
I hold a BSc (Hons) in Applied Accounting from Oxford Brookes University. This program started on 01-June-2013 and finish on 19-March-2018FCCA