Experience as Head International Trade

• Employer

  Soneri Bank Limited

• From

  01 August 2004

• To

  31 August 2007

• Detail

  Exports
   Negotiation of LC.
   Negotiation of forex rates with exporters and treasury.
   Issuance and record keeping of E forms.
   Lodgment and retirement of export documents.
   Dealing in all export based loans.
  
  Import Department
   Issuance of LC.
   Negotiation of forex rates with importers and treasury.
   Scrutiny of import documents.
   Getting approval of LC Limits from Regional/Head office.
  
  Reporting
   Foreign trade reporting to Regional and Group offices and state bank on Monthly/Quarterly/Yearly basis
  
  SWIFT
   LC Issuance.
   Preparation and authorization of messages.
   All other communication with foreign banks.
  

Experience as Asst Financial Controller, DMLRO, Compliance officer

• Employer

• From

  01 September 2007

• To

  31 July 2016

• Detail

  Financial Control
   Head office financial control checklist
   Branch closing checklist
   Bank reconciliations
   Intercompany reconciliations
   Head office reconciliation
   System VS Reported numbers reconciliation
  
  Debtors
   Chasing debtors for collection
   Reconciling debtor accounts
   Resolving their queries.
   Helping other offices in debtor’s collection
  
  Audit Internal & External
   Preparation for the audit
   Resolution of audit issues
  
  Regional Reporting
   Monthly P&L preparation
   Comparison of actual figures with Plan
   Detailed analysis of expenses and explanation of extraordinary movements from plan figures
   Treaty returns
   Input into quarterly business Report
  
  UK-Group Reporting
   P&L and B/S with detailed commentary
   Report on exposure to RI partners
   SII revenue split
   Group reconciliation database.
   Group financial control pack
   Group audit issues tracking pack
   Group regulatory reporting database
  
  Regulatory Reporting
   PRA UK annual return
   DFSA Dubai quarterly and annual returns
   SAMA KSA monthly, quarterly and annual returns
   UK Tax annual return
  
  General
   Preparation of receipts
   Payments to internal and external customers
   Passing JVs
  
  Financial Planning and Analysis
   Strategic plan preparation
   Operational plan preparation
   Forecasts preparation
   Liaisoning with all departments
   Meeting with CFO and CEO for finalizing figures.
  
  Chart of Accounts
   Adding, deleting and making other changes.
  
  Board Reporting
   Quarterly CFO report to the BOD
  
  Know Your Customer
   KYC (Know Your Customers) list update.
   Follow up with Internal and external customers for collection of information.
   Screening all the clients through World Check.
   Reviewing CDD forms/information completed by the clients.
   KYC Risk Based Approach – preparation of KYC forms when customer fails to provide information.
   Record keeping of CDD files in hard and soft forms
  
  DFSA Review/Inspection
   Preparation for DFSA review.
   Facing DFSA review team during visit.
   Implementing/resolving issues raised by DFSA.
  
  AML
   AML Manual update based on procedural and regulatory changes.
   Arranging AML yearly training for all staff members.
  
  Regulatory Risk and Compliance Plan
   Preparation, implementation and monitoring of yearly Regulatory Risk and Compliance Plan.
  
  Regional Reporting
   Quarterly compliance report.
   Risk Profile
   Breach reporting
   Risk Mitigation Reports.
  
  Group Policies
   Implementation of group policies and reviewing on quarterly basis.
  
  Meetings
   Group Compliance Meetings-Quarterly
   Regional Risk Committee Meetings-Quarterly

Experience as SENIOR MANAGER CONTROLLERSHIP

• Employer

• From

  01 August 2016

• To

  31 March 2017

• Detail

  Month Closing Process
  • Liaisoning with finance departments of Oman and Qatar branches.
  • Supervising/preparing JVs of UAE, Oman and Qatar.
  • Finalizing and closing monthly trial balance.
  • Collecting month closing information from all the departments.
  • Preparing Prepayments and Accruals schedules.
  • Ranking all departments involved in monthly closing process.
  • Preparing and presenting report of monthly closing process regarding opportunities and issues.
  
  Reconciliations
  • Supervising reconciliation team regarding completeness.
  • Supervising follow up of reconciling items within finance and other teams.
  
  Internal Controls
  • Preparing and implementing internal controls in UAE (H.O) and Oman and Qatar branches.
  
  Others
  • Audit (Internal/External) preparation and addressing issues.
  • Chart of accounts updating (adding, removing etc.).
  • Representing finance in all meetings of ongoing projects.
  • Providing information to investment and regulatory departments.
  • Conducting interviews for hiring subordinates.
  
  Achievement:
  I automated the process of JV preparation from information to JV format for upload in the system. Owing to big number of monthly closing JVs, new format significantly reduced workload.