Noman Saeed
Financial Risk Management
Abu Dhabi
Summary of Career
1. Oversee and forecast ATM cash to plan replenishments; maintained MIS, handled inquiries, and ascertained timely resolution
2. Participated in system updates-testing for cash, ATM, and CDM; built test scenarios, recommended improvements, and ensured timely completion.
3. Supervised settlement process for UAE Switch, Visa, and Master Card; resolved disputes to ensure seamless flow of operations.
4. Timely reconciled ATM replenishments and sundry accounts, including Switch Issuer and Acquirer, Visa/Mastercard acquirer, ATM excess, and short accounts.
5. Updating SOPs & ensuring strict adherence to TAT
6. Preparing monthly MIS
7. Submit proofing of all accounts related to Card Reconciliation to Finance Dept
8. Arranging stationary items & ensuring timely submission of old records
9. Coordinating with vendors & IT Dept to ensure smooth operations of ATM & Card Recon system
10. Train colleagues related to the department processes for multiple backups
Experience as Associate
Abu Dhabi Commercial Bank
01 September 2019
17 October 2019
Handling existing duties of Union National Bank
Experience as Officer
Mashreq Bank
25 July 2006
30 June 2013
• Undertook responsibility of managing and ensuring smooth operations of ATMs and CCDMs across UAE; managed installation, troubleshooting and replenishment activities related to ATM machine, processes ATM deposits, captured cards and ensured adherence with the standards operating procedures.
• Followed functional specifications for software solutions, devised UAT for patches released by IT Department and ensured flexibility/ reliability of the same.
• Maintained close communication with the senior management, executive staff and auditors to determine and minimize performance gaps, also re-engineered ATM and CCDM processes to enhance overall operations and productivity of bank.
• Collaborated with the vendors to manage cash collection from the branches while maintaining GL accounts of cash and ATMs as well as providing related information to respective departments.
• Performed cost benefit and risk analysis to enhance bank's deposits in accordance with the bank objectives; maximized overall revenues of the bank through effectively managing ATM products and services.
• Provided training and support to existing and new staff members on operational aspects of ATM and CCDM in addition to motivating them towards delivering maximum performance.
• Developed and implemented ATM replenishment schedule and forecast cash requirements on daily basis.
• Conducted cash audit at vendor premises and provided ATM keys for installation/removal of machines
Experience as Senior Officer
Union National Bank
11 July 2013
31 August 2019
• Accountable for managing settlement process for UAE Switch, Visa and Master Card while resolving related disputes for smooth operations.
• Ensuring on-time reconciliation of ATM replenishments and sundry accounts (Switch Issuer and Acquirer, Visa/Mastercard acquirer, ATM excess/short accounts).
• Regularly determining, investing and settling exceptional items in addition to acquiring or issuing charge backs.
• Providing required support in handling various transactions and financial posting, also preparing reports and monthly proofing of accounts.
• Utilizing Card Recon System to process all files, also participating in conducting user acceptance testing of projects pertaining to ATM and CDM, such as migration of switch system and updating of T24 system
Master 30 June 2005
MBA FINANCE FROM UNIVERSITY OF KARACHIBachelor 31 December 2000
BSc (Mathematics, Statistics & Physics) from University of KarachiOther 18 May 2019
FINANCIAL RISK MANAGEMENT (FRM) FROM GLOBAL ASSOCIATION OF RISK PROFESSIONAL USA