Summary of Career

1. Processing and final Decision of Personal Loan, Personal Revolving Loan applications as per the internal policy of Bank. these includes ECIB check and calculation, evaluation of verification reports, data check, account statement calculations and data entry of case file in system, sought collections feedback in case of existing customer. Processing as per policy of the bank.

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2. Responsible for Auto Disbursement (Car4u) , To Review/Scrutinize documents of stage-I & Stage-II upon login and marked the discrepancies in system then issuing of Disbursement Authorization Certificate.

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3. Submission of Complete documents to custodial unit with MIS. Preparing daily MIS like DAC MIS, deferral MIS and Collateral sending MIS.

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4. Responsible for vendor Management.

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5. Ensure compliance through a sound knowledge of Credit Union policies, procedures, products, services and systems.

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6. Review Lon applications prior to approval.Analyse credit proposals to evaluate risks.

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7. Follow-up on credit units recovery action.Reviewing & recommendation for approval of personal /entrepreneur loan applications.

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8. Credit analysis of Individual borrower by checking cash flows, debit burden & verification Cross checking of Information provided by branch on sample basis & some times field visit of customer

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9. Preparing MIS for approved, discrepant and declined case of all branches on weekly & monthly bases.

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10. Analyse credit proposals to evaluate risk

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