Experience as Assistant Manager Credit Administration

• Employer

  Habib Bank Limited

• From

  28 June 2019

• To

  To date

• Detail

   Pledge management including handling of muccadam affairs, periodical Drawing Power monitoring and processing Delivery Order
   Scrutiny of Insurance policies received from Business. Point out discrepancies and correspondence with RM's for rectification of insurance policies
   Monitoring of insurance policies against approved collateral including follow-up management, genuineness and PPR tracking. Updation of CIPDAC software in timely manner
   Review & prepare of periodical evaluation of hypo stock report
   Maintaining of MIS of Insurance policies and Stock reports and also provide review sheets to Credit Hubs
   Receipt of In-transit shipping document & proceed for onward delivery to Clearing & Forwarding Agent for import consignments to be marked under bank's pledged
   Appointment of Muccaddam Company through CCAD
   Manage Periodical hypo / pledge stock inspection through in-house / outsource, its review & follow-up management
   Process & ensure Muccadam and outsource inspector’s payment on timely and manage the follow-up with business
   Responsible for confirming pre/post disbursal formalities with regards to collateral & Insurance
   Ensure timely and error free preparation, compilation and submission of Periodic MIS reports to CCAD as per defined frequency
   Updation of fleet finance insurance in core banking through DIM option
   Updation of pledged base customer in core banking through OIM option.

Experience as Credit Officer

• Employer

  United World Corporation

• From

  15 June 2016

• To

  27 June 2019

• Detail

  Key Responsibilities
   Preparation and reconciliation of the monthly income schedules to identify income to be included in the monthly management accounts
   Assign credit limit to the customers and weekly credit control of outstanding event deposits and post event service invoices on the Debtor’s ledger
   Overseeing the invoice and payment processing by Finance Manager and ensuring the ledger is kept up to date and that all outstanding debtors are collectable
   Performing periodic reconciliations of ledger accounts on a monthly basis

Experience as Internee

• Employer

  United Bank Limited

• From

  20 April 2015

• To

  28 June 2015

• Detail

   Prepared credit proposals of local banks to renew limits assigned to them
   Carried out AML KYC and Due Diligence of all local banks.
   Carried out AML KYC of foreign correspondents, Nostro and Vostro relationships of UBL bank.
   Prepared report on comparison of local banks based on their financials and ratios.
   Extracted data from SWIFT and maintained and updated MIS for trade and guarantees which helped RMs to analyses business.

Experience as Internee

• Employer

  Triple Tree Associates

• From

  06 July 2013

• To

  06 September 2013

• Detail

   Familiar with procurement cycle and details.
   Work over the triple tree software and manage data entry.
   Maintain regular contact with seniors and learn how to improve work quality.
   Complete all assignments on time.