Experience as ACCOUNTS MANAGER

• Employer

  Tasheel

• From

  01 August 2020

• To

  To date

• Detail

  ➢ Recognition of Revenue on Daily & Monthly basis and address the Disputes to the Management.
  ➢ Ensure payments/commitments for Capital and Revenue expenses are in accordance with the approval limits and approved policies.
  ➢ Maintain the complete record of all Fixed Assets, Accounting of Fixed Assets and ensure the Appropriate Depreciation is charged off.
  ➢ Managing daily cash balances;
  ➢ Maintain the complete record of all Prepaid Assets, accounting of prepaid assets and ensure the appropriate expense is charged off.
  ➢ Ensure an Accurate and Timely Monthly, Quarterly and Year end close.
  ➢ Ensure the Monthly and Quarterly Bank Compliance activities are performed in a timely and accurate manner.
  ➢ Bank Reconciliation statements & Managing Bank Accounts
  ➢ Forecasting cash payments and Anticipating Challenges arising from limited cash flow;
  ➢ Working with Executives and Business Heads to prepare budgets and track profit / loss performance by business unit
  ➢ Managing A/R & A/P along with Balance Confirmations and payments and Reconciling customers and suppliers Ledgers
  ➢ Providing advice on financial matters impacting on the company as a whole;
  ➢ Taking responsibility for, and supervising the work of, more junior members of staff;
  ➢ Preparing financial reports and submissions to relevant Authority;
  ➢ Arranging External financial audits and reviews as required;
  ➢ Managing Internal audit & Compliance
  ➢ VAT Return filing
  ➢ Banking money and cheques received and issuing receipts as requested or needed;
  ➢ Maintaining and transferring money between bank accounts as required;
  ➢ Recommend and maintain a system of policies and procedures that impose an adequate level of control over Finance Department activities Preparation of Monthly Payroll (WPS) and benefits for all staff.
  ➢ Preparation of Staff Deductions & Staff Loans.
  ➢ Calculation and verification of Staff Commission and Reconciliation with ERP System prior to finalization of salaries.
  ➢ Finalization of End of Service Benefits along with HR Department In accordance with UAE Law.
  ➢ Provide Information & Documents as requested by Management.

Experience as Accountant

• Employer

  Tasheel

• From

  15 July 2018

• To

  31 July 2020

• Detail

  ➢ Cash Collections of government transactions (DED, Medical, Emirates ID, Noqodi).
  ➢ E-dirham recharge and preparing e-dirham Opening & Closing Reports.
  ➢ To reconcile and verify daily cash reports with the cashiers and ensure that the cash report properly matched with the physical cash.
  ➢ Preparation of cash receipts and payment vouchers along with General Manager and Finance Manger approval.
  ➢ Reconciliation of online Accounts (Noqodi Payments, Emirates ID, E-dirham & Prepared cards, and ERP).
  ➢ Local Purchase order & Controlling Inventory store.
  ➢ Maintaining Petty cash & Reimbursement of petty cash expenses.
  ➢ VAT handling and filing.
  ➢ Prepare Daily cash movement report and update the books of accounts.
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  ➢ Preparation of Cheques and keeping records of Cheques.
  ➢ Bank Reconciliation statements.
  ➢ Submission of Cash & Cash equivalent report to Finance Manager on Daily Basis.
  ➢ Submission of Business Volume report to Finance Manager on Daily Basis.
  ➢ Preparation of Staff Deductions & Staff Loans.
  ➢ Preparation of cash receipts and payment vouchers along with General Manager and Finance Manger approval.
  ➢ Calculation and verification of Monthly Staff Commission and Reconciliation with ERP System prior to finalization of salaries.
  ➢ Monthly payroll preparation with HR Manager Co-ordination.
  ➢ Preparing PRO Commissions and Cash Backs for Customers.
  ➢ Book keeping of All Finance & Company document.

Experience as Remittance Officer

• Employer

  Al Ghurair Exchange

• From

  01 January 2018

• To

  30 June 2018

• Detail

  While working in Al Ghurair Exchange as Remittance Officer, glimpses of my key responsibilities are as follows:
  ➢ Handling cash making opening and closing report
  ➢ Reconciliation own cash box against actual transaction at the end of the day.
  ➢ Buying and selling of foreign currencies
  ➢ Dealing with remittance & Forex Trading transactions
  ➢ Receipt and payment of foreign remittances
  ➢ Processing of Utilities payment, Credit Card Payment, Loan Payment, Ticket payment, local and international mobile Top-up
  ➢ Receipt and payments of WPS (Salaries Payment, Deposit Collections Cash and Cheques)
  ➢ Ensuring the AML is main responsibility
  ➢ Preparing STR under AML policies
  ➢ Processing WPS Transaction as per MOL List
  ➢ Preparing WPS file and posting in ERP system
  ➢ Preparing Closing Reports by end of the day

Experience as MSME LOAN OFFICER

• Employer

  Khushhali Bank Limited

• From

  19 October 2016

• To

  26 September 2017

• Detail

  ➢ Customers dealing, public relation generating and making client for bank.
  ➢ Marketing of products by door to door telephonically and also with the help of some other marketing material.
  ➢ Business assessments of customers with complete financial analysis of customers business.
  ➢ Preparing Financial report (C/F statement, P/L statement, Statement of A/R and A/P, and B/S, to analyze business.
  ➢ Documentation collection which compulsory by the regulator bank.
  ➢ File Posting in the data base of bank to analyze and suggest to the customers about the loan recommendation as per system.
  ➢ Arranging credit committee with branch Manager, Credit manager, Team Leader and 2nd Finance Officer to overcome the risk of finance.
  ➢ Arrange site visit of business with Team Leader and assigned 2nd Finance Officer.
  ➢ Loan Disbursement and forward to credit Manger through the ERP.
  ➢ Loan monitoring after the disbarment regarding the purpose of loan.
  ➢ Recovery of monthly equal installments is also main responsibility of the officer which is strictly defined by the bank.