Experience as Senior Business Analyst

• Employer

  The First Microfinance Bank Ltd

• From

  01 October 2019

• To

  To date

• Detail

  • Responsible for Business Staffing, Resource Planning & Hiring cases process with coordination of locations, Area Managers, Regional Heads, Distribution Heads and HR department.
  • Responsible for HR Data Analysis on Aging, Turnover, Annual Leaves, Rotation & Training.
  • Collect Business Data, Compile data and Investigates reporting anomalies and segment reporting issues to ensure accurate and timely reports submission to Stakeholders, Insurance Companies & SBP.
  • Responsible for analyzing & ensuring proper Assets tagging and data punching in the system.
  • Coordination with IT/Development teams for reports/process automation, development & maintenance.
  • Managing the Portfolio of Agriculture Credit Guarantee Scheme for Small & Marginalized Farmers.
  • Responsible for business data/reports submission to higher management as and when required.
  • Assisting Insurance & Business unit teams.
  

Experience as Insurance Analyst

• Employer

  The First Microfinance Bank Ltd

• From

  31 January 2018

• To

  30 September 2019

• Detail

  • Managing the Portfolio of Crop Loan Insurance Scheme (CLIS), Livestock Insurance Scheme for Borrowers (LISB) and Micro Health Insurance Product with internal and external stakeholders.
  • Compile data; ensure accurate and timely reports submission to Stakeholders, Insurance Companies & SBP.
  • Preparation and processing of premium payments to the Insurance Companies through Finance Department.
  • Preparation, verification & process commissions/incentives of Insurance products to employees through HR.
  • Coordinate with Internal and External Auditors for claim’s report process & submission.
  • Responsible for Insurance claims handling, submission and follow ups from the Insurance companies.
  

Experience as Business Analyst

• Employer

  The First Microfinance Bank Ltd

• From

  01 November 2015

• To

  31 January 2018

• Detail

  ● Collection of data from various sources/MIS to prepare periodic reports for management, regulators and State Bank of Pakistan (SBP) on timely basis.
  ● Investigates reporting anomalies and seeking continuously improvement to enhance efficiency.
  ● Review and analyze the key performance indicators (KPI) of assets & liabilities and coordinate with branches/areas for timely mitigation.
  ● Review and analyze the overdue accounts, collection efficiency and concentrations, recoveries made against the Non-Performing loans and write-off cases to propose recommendations for improvement.
  ● Carry out product wise/area wise analysis of overdue accounts, coordinates with branch/area teams for implementations of corrective measures taken to improve portfolio quality.
  ● Regularly monitoring of district/area level targets set by Board, Management and regulators.
  ● Coordination with IT, Finance and HR department in preparation, verifications and process of incentives to field staff on timely basis.
  

Experience as Insurance Associate

• Employer

  The First Microfinance Bank Ltd

• From

  01 January 2015

• To

  31 October 2015

• Detail

  ● Preparation & reporting of Product Performance Reports for management and Insurance companies.
  ● Coordination with branches/areas to receive client’s documents, Insurance cards, Claims and transfer of premium amount to head office timely.
  ● Coordination with the insurance companies for premium invoice, claims process and making sure to timely transfer the premium amount to the insurance companies accounts.
  ● Coordination with finance department for keeping appropriate records, maintaining reconciliations, responding properly to the IBCA & IBDA (Inter Bank Debit/Credit Account).
  

Experience as Research Associate

• Employer

• From

  24 October 2014

• To

  31 December 2014

• Detail

  ● Develop research protocol & conduct in-depth interview regarding borrowers experience with FMFB.
  ● Microscopic analysis, Modify, verifies and analyzes the collected research data from respondents.
  ● Prepare research findings to the management for decision making.
  ● Conducted Competitors analysis of Micro finance Industry in Pakistan.