Summary of Career

1. Providing coaching and mentoring to staff undertaking compliance and enforcement activities and identifying training gaps and interventions to enhance the team’s capability and performance.

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2. Investigating accounting statements / system alerts to detect illegal activities, frauds and anomalies across multiple businesses and maintaining records of unusual transactions while ensuring compliance with legal and ethical standards.

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3. Determining and implementing additional steps, validating KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity.

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4. Validating information obtained is consistent with AML policy & procedures and statutory requirements, and ensuring all AML staff is complying with organization due diligence procedures and regulatory mandates.

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5. Scripting drama about Money Laundering and Terrorist Financing to showcase real life scenarios / cases for improving the knowledge and understanding of designated AML staff.

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6. Developing questionnaires for Transaction Monitoring Team to track suspicious activity in customer's account and KYC deviation, minimizing repeated inquiries to branches.

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7. Evaluating wire transfers and other payments for potential fraud, money laundering, patterns and inconsistencies and completing Suspicious Activity Reports (SAR) as required by the bank management.

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8. Maintaining track of any suspicious money transfer and dealings and performing timely verification of suspicious transactions and took immediate actions.

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9. Training branch staff and new recruits on AML/CFT Regulations and to strengthen KYC & AML/CFT Efforts, and conducting due diligence reviews of banking transactions of high risk flagged parties.

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10. Presenting Currency Transaction Reporting (CTR) to Financial Monitoring Unit (FMU) and regulatory bodies. Reviewing SBP draft inspection report and holding discussion with senior management and respective head of departments

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