Summary of Career

1. Underwriting Personal Loans & Credit card applications received from Australian Customer from different channels like, Branch, internet and over the phone and brokers channels

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2. Assessing the Applications based on Credit, Character, capacity and collateral

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3. Taking appropriate decision based on customer financials using 5 C's of credit

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4. Assessing the applicants credit worthiness for a sound decision-making

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5. Ensuring all research and investigating is accurately recorded including supporting evidence and documentation

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6. Responsible for providing a high level quality output through exercising quality credit decisions, within the Credit Authorizing Discretion guidelines, whilst ensuring excellence in customer service and adherence to service level agreements

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7. Responsible for Validate and review the received documents from customer and take necessary action

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8. Sending daily and weekly reports to managers and stake holders

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9. Managing and allocating queue to the staff’s

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10. Have trained newly joined employees on the queues

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