Skills
Management of Loans Portfolio
Credit Administration
Credit Appraisal
Client Relationship Management
MIS Reporting
Regulatory Reporting
Recovery Management
Management Reporting
Secured Business Loans
Unsecured Business Loans
Back Office Data Management
Profile Details
Experience
8 Years
U.A.E Experience
--
Industry
Banking & Finance
Nationality
Indian
Visa Status
On Spouse Visa
Qualification
Bachelor - Bachelor of Commerce ( Financial Accounting, Auditing & Taxation) , Goa University, Goa, India
Driving License
No
Industry Titles
Banking & Finance
Summary of Career
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Entrusted with the management of the Corporate Loans Portfolio. Oversaw all elements of the financial administration lifecycle for the firm and its portfolio of clients.
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Prepared appraisal notes post client evaluation for credit sanction and collected due documentation in line with KYC and statutory norms.
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Formulated sanction letters, collected PDCs, created lien of mutual fund units and pledges of shares.
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Opened and approved documents pertaining to credit facilities in the software including generation of repayment schedules, interest and overdue interest debit and credit notes for loans, bills discounted / rediscounted.
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Deposited PDCs and followed up with clients for payment recovery and loan management, generated reports based on client queries and performed reconciliation with accounts.
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Made calls to customers and followed up on their outstanding/overdue balances.
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Followed up on bounced cheques and coordinated with the legal department, tracked progress updates and ensured information was promptly provided.
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Provided effective and efficient support to the Legal Collections Function, ensured collections were done and delinquency reduced.
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Ensured the timely preparation and uploading of reporting data to Credit Information Companies such as CIBIL. Reported to Reserve Bank of India, Rating agencies, Bankers as mandated from time to time.
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Liaised with internal and external auditors as required for audit preparation and closing reports.
Resume / CV
Achievements
Work Experience
Academic Qualification
Bachelor
01 April 2010
Bachelor of Commerce ( Financial Accounting, Auditing & Taxation) , Goa University, Goa, India
Certifications
Posts & Jobs Matching Titles / Positions
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