Mohammad Sarvar Sheikh
Credit Manager
Al Rigga Dubai
Summary of Career
1. o Underwriting of commercial vehicles loan proposals as per given matrix and policy.
2. o To process the raw loan application files for new and used commercial vehicle.
3. o Conduct Cibil, de-dupe, prepare the Proposal CAM by Updating Exposure and Coordinate for FI for Credit report, and prepare a CAM report for the approval.
4. o Coordinate with credit, sales, Operation, RCU, FI agency, dealers, and other teams for speedy processing of the files to ensure accurately and timely generation of the reports to the stakeholders ensure that the agreed workflow process is followed in processing the files ensure that the processing is completed within the agreed timelines develop cross skill function in the team address the queries raised by the stakeholders work towards increase in efficiency of the team.
5. o Login the file into SAP, Managing MIS Report for Preparation daily and monthly MIS report.
6. o Preparing of Disbursement Memorandum, Delivery Order and other Required documentation for final disbursement of files.
7. o Managing the Disbursed Cheques Register and Funding to dealers.
8. o Managing the Post Disbursal Documents, Updating the PD Documents in CTS, Making Daily Updating MIS of PDD Data, and Coordinating with Coops Team for final Updating of PD Documents.
9. Assist colleagues whenever necessary.
10. Submit timely reports and prepare presentations/proposals as assigned.
Experience as Operation Assistant Cum Cashier
Janalakshmi Financial Services
14 March 2011
24 November 2011
o To process the raw loan application files for Business Loan and Micro Finance Products.
o Prepare a Credit report for processing the loan application files.
o Login the loan application files into SFDC, prepare enrollment data report, conduct enrollment and GEFU for account creation and process files for sanctioning coordinating with sanction credit team, follows with sales and credit team for timely process of files.
o Disbursed the sanction files prepare disbursement kit.
o Managing cash transaction using CBS system.
o Managing files status login into SFDC, for preparing Daily and monthly MIS.
o Coordinating with all teams which come into management of branch activities.
Experience as CPA Executive
E-Nxt Financial Services Pvt Ltd
25 November 2011
20 December 2012
o To process the raw loan application files for CV and Auto Loan.
o Conduct Cibil, de-dupe, Equifax and Coordinate for FI for Credit report prepare a CAM report for the approval.
o Login the file into the CPA System, Managing CPA TAT System for Preparation daily and monthly MIS report.
o Creating BP Code using SAP for processing the loan application files for generating the RO
Experience as CPA Manager
I-Process Services India Pvt Ltd
21 December 2012
18 November 2017
o To process the raw loan application files for CV, CE and Auto Loan.
o Conduct Cibil, de-dupe, prepare the Proposal CAM by Updating Exposure and Coordinate for FI for Credit report, and prepare a CAM report for the approval.
o Coordinate with credit, sales, Operation, RCU, FI agency, dealers, and other teams for speedy processing of the files to ensure accurately and timely generation of the reports to the stakeholders ensure that the agreed workflow process is followed in processing the files ensure that the processing is completed within the agreed timelines develop cross skill function in the team address the queries raised by the stakeholders work towards increase in efficiency of the team.
o Login the file into Application Processing System, Managing APS MIS Report for Preparation daily and monthly MIS report.
o Preparing of Disbursement Memorandum, Delivery Order and other Required documentation for final disbursement of files.
o Managing the Disbursed Cheques Register and Funding to dealers.
o Managing the Post Disbursal Documents, Updating the PD Documents in CTS, Making Daily Updating MIS of PDD Data, and Coordinating with Coops Team for final Updating of PD Documents.
Experience as Deputy Manager Credit
Equitas Small Finance Bank
20 November 2017
15 December 2018
Job Responsibilities:
o Underwriting of commercial vehicles loan proposals as per given matrix and policy.
o To process the raw loan application files for new and used commercial vehicle.
o Conduct Cibil, de-dupe, prepare the Proposal CAM by Updating Exposure and Coordinate for FI for Credit report, and prepare a CAM report for the approval.
o Coordinate with credit, sales, Operation, RCU, FI agency, dealers, and other teams for speedy processing of the files to ensure accurately and timely generation of the reports to the stakeholders ensure that the agreed workflow process is followed in processing the files ensure that the processing is completed within the agreed timelines develop cross skill function in the team address the queries raised by the stakeholders work towards increase in efficiency of the team.
o Login the file into SAP, Managing MIS Report for Preparation daily and monthly MIS report.
o Preparing of Disbursement Memorandum, Delivery Order and other Required documentation for final disbursement of files.
o Managing the Disbursed Cheques Register and Funding to dealers.
o Managing the Post Disbursal Documents, Updating the PD Documents in CTS, Making Daily Updating MIS of PDD Data, and Coordinating with Coops Team for final Updating of PD Documents.
Master 01 July 2010
Master Of Computer Science