Muhammad Kamran Ali
Banker
Karachi
Summary of Career
1. Exhibiting 5 years 2 months of experience working with renowned organizations on different energizing assignments.
2. Improve efficiency upto 47% by developing hundreds of Core Banking processes (As-Is and To-Be) at a Bank in Business Process Re-engineering Project.
3. Developed Seven (7) Obligor Risk Rating Models / Scorecards – Corporate, Commercial and Consumer (both expert judgment and statistical based) with capability of deriving Probability of default.
4. Focal person and team member of IFRS 9 ECL Provision implementation team on Overseas and Domestic operations.
5. Prepared financial statement analysis, obligor risk assessment reports, regulatory stress testing schedule, financial models for investments and Overseas Reporting Formats for BASEL.
6. Provide trainings to bank staff country wide on credit risk modeling, risk rating models / scorecards and other risk management aspects.
7. Develop Programs for New Products (Equity Markets) & (General Banking) to implement technology solutions in a cost-effective way.
8. Handled Individually as well as in a team, various types of Audit and Advisory assignments ranging from Internal Audits to Statutory Audits to Business Engagements (Inventory Management, Business Management).
9. Familiar with ICFR (Internal Controls on Financial Reporting) and COSO framework guidelines.
10. Now Looking For A Challenging UAE And KSA Experience.
Matric 27 July 2007
A1 Grade, 81.6%, Science, Hyderi Public School, Karachi, PakistanIntermediate 31 July 2009
A1 Grade, 80.2%, Pre Medical, Guard Public School, Karachi, PakistanBachelor 12 June 2012
1st Divsion, Accounting & Banking, University of Karachi, PakistanMaster 08 December 2018
MBA (Finance), CGPA 3.68, Merit Holder, Institute of Business Management, Karachi, PakistanOther 08 August 2013
ACCA (Applied for Membership), Cleared in Ideal 2.5 Years